"Plastic" life

Former Economy Minister German Gref, Putin suggested Vladmiru legally transfer all pension, social and employment benefits for non-cash

On the eve of Putin Gref sent a letter in which to substantiate their initiative to potential savings of public funds. According to the former head of the Russian Ministry, redundancy cash in circulation annually robs the budget by about 1.1% of GDP, hence the mandatory introduction of plastic cards has helped to keep the money. In addition, all developed countries, the amount of cash up to 6% of GDP, and we have grown it to nearly 12%.

By the way, recently the U.S. Treasury announced that stops printing banknotes in denominations of $ 10, and volumes 5-dollar bills fell in 2010, the year to a record low. According to the publication New York Times, this is evidence of "end the era of cash." And Americans themselves admit that have not paid Cash - at least where it can be done using credit cards.

The question of trust

But in Russia, in turn, this is not the case. According to the National Agency for Financial Studies (NAFI), only 43% of Russians use the plastic cards, with the vast majority - 92% - have brought them not alone, and received from the employer (university, college, etc.). In general, the plastic while our people are not accustomed. And do not trust - and more than half prefer to cash out money and not pay for goods and services to the card.

About a third of Russians (34%) attributed this lack of banal shops and institutions capable to clearing, 33% complained that with the card and start to blow not control costs, 27% believe that credit card use less convenient. Another 16% of cardholders say that in establishments that accept payment of "plastic", a higher price level.

- In the shops, where they take credit cards, the prices of goods and services can actually be higher - agrees director of research at NAFI Dilara Ibragimov. - For several reasons. First, the objective growth of consumer prices in Russia, as recorded by official statistics. And, secondly, the deterioration in inflation expectations of the population in the autumn of this year. One of the behavioral strategies to reduce the negative impact of inflation on personal income is to focus people on the cheaper goods and services that are more accessible to non-organized trade or in small shops. And in places such trade is dominated by cash payment methods.

Products become more expensive?

In this case, the effectiveness of "obyazalovka" proposed by Mr. Gref, looks, at least, questionable. If half of the card holders will still transfer their profits to Cash, what's the point to replenish the army of those who will line up on a monthly basis in line at the ATM?

- I personally bank cards "played enough" ... the commission for removal is high, the card is not readable - said one of the participants in a survey conducted at our request, the portal Superjob.

The results showed that 22% of Russians get paid Cash and quite happy about, and 4% are at stake - but want to use the cash! 56% of economically active citizens are salary card from an employer and would not want to change anything.

But it is - only the "youth" that is running the Russians, the inhabitants of cities, but what about the pensioners, many of whom do not even know how to use a mobile phone? Or the villagers, whose share in Russia exceeds 30%? Where is the village to find an ATM or receiving a credit card shop?

Gref, together with the legislative transfer of salaries and pensions for non-cash, offered to oblige stores with annual revenue of 400 million rubles to accept bank cards. But how many stores you can count op the country? And what damage they will suffer (and then pay them through us, customers)?

- If the offer is accepted Gref, traders will have to compulsorily acquire the necessary equipment and train staff. And this means additional costs that may be offset by price increases. In addition, stores will be forced to pay not only for the collection, which also can rise if the proposal is accepted Gref, but also to pay a commission to banks for payment on the map. It is clear that in respect of costs traders will increase the prices of goods - says Peter Klyuyev, expert assessment of the Department of 2K Audit - Business Consulting.
 

How to calm a crying baby

There is probably no such children, who would not cry. At first, the parents do not accurately understand the causes of anxiety and crying baby is not always know how to calm the baby.

Here are some ways of how to calm the child. You can either use one of the ways, and several at the same time in order to soothe a crying baby. When you use one or the other way, look closely at the reaction to your baby and try to understand that at this point he wants to tell you. Through trial and combining the different ways we soon find the best way to soothe the child.

The new position

When the baby began to cry again, the easiest way to calm crying - is to change the baby's position.

- Take your baby on your hands and gently put it, supporting his head with his hands;

- Place the child in his arms (unless age is already possible!) And push it to thee;

- Take the child in his arms and lift it at the level of his shoulders, and then return to its original position (and so, repeat 3-4 times);

- Take the child and shake it from side to side.

Rhythmic movements

- Take the child in his arms and walk with him around the room;

- Take the child in his arms, lift it a few times from top to bottom and vice versa;

- Sit down with him in the rocking chair and rocking for a while;

- Wander the child.

Heat

- Cover the child with a warm blanket;

- Push the child to her and warm her warm;

- Before you put your baby to sleep, put a towel warmer for a while to warm up the crib baby.

Lullaby

- Reassure the child words (Dolen voice to be quiet and calm);

- Napoyte baby lullaby or a song that is like your child;

- Turn on the music (calm, classic, fit and light jazz, popmuzyka, you can put a disc with the sounds of water). But it is not necessary to put a heavy rock music as a cause of greater concern for the child.

Touches

- Make your child a gentle massage of the back;

- Stroke and caress the baby;

- Kiss the baby (kids love it!)

- Put the baby in his tummy and pat him in a clockwise direction.
 

Myths and legends of skin care

Myths about the benefits and harms of cosmetics and skin care, there are many. The legends and horror stories about terrible consequences of coming up with the ladies, not learned how to use creams, lotions and masks in accordance with the needs of the skin, say beauticians. But many of us take for granted advice like that from cabbage growing breasts.

Myth 1. Begin prevention of skin aging from the youth

There is a widespread misconception that deal with age-related manifestations and prevention of skin aging do have almost 15 years, so it's time to just 20. In fact, all powerful tools, and procedures such as facelift, deep peels, mesotherapy and other assistants to make the skin lazy. It gets used to the outside assistance and stops independently synthesize the desired material, the same collagen - what if it will be delivered with jars and sklyanochek, equipment and needles? Do not allow your skin to be lazy, let alone handle. In 20 years, no expensive tools are not required and special care, too, if there are serious problems with the skin.

Myth 2. You can always use a rapid means

Express tools and rapid procedure, and even entire programs express promise us instant results instead of laborious routine care. And, really, you see their effect after an hour or two.

In fact: there will be a serious mistake to place such measures to the level of normal and routine.

Funds are used to express the effect - a strong and professional cosmetics, skin gets used to it most quickly, and then refuses to accept less saturated versions.

Therefore resort to instantly only on special occasions - wedding, new year, birthday, important meeting, but not every morning before work or two or three times a week before the interview. Or - worst of all - every Friday prior to a party and every Monday after the weekend.

Myth 3. Funds must be changed periodically

Popular idea that if a long time to use the same creams, lotions, etc., then they lose their effectiveness over time, begin to act worse. It is therefore proposed to frequently change the cream so as not to have stopped working. In fact, none beautician will advise you not to change the makeup just so, if only just to change it.

Find a cure or a line of traffic, which is suitable, can not always be the first, second and even third time, and if more fun and a permanent replacement - the chances of the results a bit. Cosmetic change, when you need to solve a specific new problem, as a rule, to replace seasonal influences - winter skin is more dry or after a trip to the sea appeared spots.

After several months of regular use you will notice a decrease in the efficiency of the means, and this is perfectly normal. There comes a point of equilibrium is achieved the best result, it is impossible to infinitely increase, accumulate, moisturize and add freshness and so on. With the onset of the peak just need to keep the skin in this state.

Myth 4. Upon cancellation of some of the creams there is a "withdrawal syndrome"

This is - the main scare the beauty world. Some girls are afraid to even use toner to wash because they had heard about this "withdrawal syndrome" - though, as soon cease to apply means here the same person "will fall" and the consequences may be irreversible.

In fact: there is a withdrawal syndrome after discontinuation of the drugs, anabolic steroids and of very serious drugs - hormones, psychotropic drugs, antidepressants, tranquilizers, and so on, and yet, when people quit smoking.

Biologically active additives stimulate allowed for use in cosmetic formulations of medicines and drugs are very far, their activity is quite comparable with the same steroid. Sometimes it seems as if the skin looks worse after you stop using some tool, created due to the fact that the skin just became less care or a new tool does not suit you.

It is possible that the "abolition" of cream has occurred against the background of total employment, illness, stress, relocation, and constraint you to fully care for themselves, parallel to the negative impact on your appearance. And, of course, the power of suggestion also has not been canceled.
 

Salad of red cabbage

Red cabbage is now in season. It is at times more useful than cabbage. It looks very attractive. It most often appears in the stew as a side dish to meat, but I decided to sing her a fresh crunch and bright, sharp taste of the salad, accompanied by several cabbage worthy companions.

This salad is just full of vitamins and is able to satisfy a person for dinner, even without the main course. Salad with character, combining multifaceted, unusual, adult tastes.

200 g fresh green beans

half of the cabbage head red cabbage

a generous handful of arugula (if you wish;)

50 g feta cheese (or cheese)

a handful of peeled walnuts

150 g smoked pork belly

1 clove of garlic

100 ml olive oil

Juice of 1 lemon

1 tsp. sugar

a small bunch of parsley leaves

Salt and freshly ground black pepper

Prepare the salad is very simple. For convenience, you can divide all into components. There is a basis, there is a supplement and is filling. The basis of this case is the red cabbage. Its pungent taste is complemented by tender green beans, bacon and spicy satiety bitter arugula.

The gentle filling binds together all the flavors, and crisp bacon and nuts add extra sensation. Gives a very versatile dish, but very easy to prepare. The list of ingredients is open to the unexpected sag inspiration.

Moreover, this salad - it's something new. No technological frills, no liquid nitrogen, and baskets of candy, but interesting, unexpected, but the available combinations of flavors, aromas and textures. The hardest part here - to cut the cabbage.

Cook beans in boiling salted water for 3-4 minutes. Cool under cold water and place in bowl. Cabbage thinly, then grab her hands and squeeze the juice. Put the arugula leaves in a bowl and finely sliced ??red cabbage.

Cut bacon into cubes and fry on high heat, adding to the pan crushed garlic clove. It would be nice to fry bacon with a little asparagus, beans as an alternative or additional ingredient.

While the fried bacon, get dressing. Good mix feta cheese or cheese, a tablespoon of boiling water, lemon juice and olive oil until it is homogeneous emulsion, ready to pepper her and very carefully add salt (salty cheese) and add sugar. It will help to cope with too much bitterness, if any, will be present in the cabbage.

Add to the bowl fry bacon, crumble parsley and walnuts and pour the dressing. Then stir vigorously.

You have energy on a plate, a lovely summer dinner.

Cop: French desserts loved throughout the world. One of the most popular - eclairs, which are fairly easy to make at home.

Author: Peter Golavsky
 

Gallstones: how to prevent

According to statistics, gallstones are formed every fifth person on the planet. In women, gallstone disease occurs almost twice as often than men. This stems from the female hormone estrogen, which slow the excretion of bile. Moreover, gallstones are found not only in humans, "aged", but also in adolescents. Every year in our country has many operations to remove the gallbladder, which frequency is second after the removal of the appendix.

Bile is formed in the liver, it is necessary for digestion, as dissolves grease, neutralizes the acidic contents of the chyme from the stomach, stimulates peristalsis. Since bile output of harmful substances. Taste bitter bile, followed by a slightly sweet flavor. Part of the bile accumulates in the gall bladder (located in the right upper quadrant, the length of 12-18 cm, volume 60 ml). It is easy to stretch and can easily accommodate up to 200 ml of bile. Gall bladder bile is able to concentrate in the 10-20 and over again. In the day the person is formed 800-1200 ml of bile.

In addition, the bile is responsible for the maintenance of normal microflora in the gut. If the bile is stagnant or its composition has changed, there is a malfunction of the gallbladder and the ducts are formed in its stones.

The first warning signs, which may be suspected gallstones - a heaviness in the right hypochondrium, bitter taste in the mouth and nausea after eating. Necessary as soon as possible to see a doctor.

The main cause of stone formation is fasting, when the intervals between meals are for 12-13 hours, and avoiding breakfast. Without food the digestive system does not produce enough bile acids, which are able to dissolve cholesterol and not let him fall into the sediment in the form of stones.

Exacerbate the disease may sedentary lifestyle, which, metabolic processes slow down.

Just the threat of stone formation is even a slight overweight, every extra 10 kg of double the risk. After all the excess fat in the body are converted into cholesterol, which in combination with the bile becomes the basis of stone formation. The high risk of developing the disease in high-calorie diet, increase in food of animal fat, sugar and sweets.
 

Vanya pointless staring at the ceiling. Any questions on homework, a new subject, he could not answer.

I began to understand this behavior straight A, and I left him after class to clarify the situation. In my simple question:
- Vanya, you have something wrong? - A boy of twelve there were tears in his eyes.
- From Dad left us ...

It took some serious conversations with Vanya, with his parents (for some reason we have not made contact to a psychologist, most felt that the specialist works with patients, abnormal people, although it is certainly not so ...), so the boy began to smile again and restore performance.

Based on the experience and analysis of the consequences of divorce of parents of my students, I made the following findings:

1. Never, no child will be happy when his father and mother no longer love each other and parted. It is always necessary to understand when you're on the verge of divorce, but can still stop it. Break - do not build. However, to live with unloved man, too bad. You file your behavior example for their children.

2. The most painful divorce is not for adults and children. For them, this tragic event, akin to the loss of a loved one, except in cases where children in the family suffered from the constant explanation of the relationship, drunkenness, violence, etc.

Psychologists proved that it is better to raise children in a comfortable environment alone, than to pull the yoke british virgin islands tortola of scandals and negative discharge constant presence of children in an intact family. You can not manipulate the children and hold them responsible for maintaining the relationship. Some manage to blame the children for what they sacrificed everything. Children grow up to be closed, suffer from complexes with a constant sense of guilt and neuroses.

It is not necessary to torment each other: if you do not grow together, and none of your efforts towards reconciliation failed, then do nothing. But if you have children, do not be justified and cover them. It is foolish to try to preserve the family, supposedly only for them, sacrifice themselves. From this the children do not become happier. The child feels when his parents are indifferent to each other. Better is to try to maintain a good relationship after the divorce. The conclusion is simple: keep the family needed for its own sake! Happy children grow up with happy parents!

3. If children of preschool or school age, in the event of divorce should not destroy the root of their lifestyle, that is to change day care or school. That way of life saving a child, you can relieve stress and emotions.

4. When a divorce is very important and in my thoughts and words and deeds to avoid confusion of concepts. Divorced, the husband and wife are no longer each other husband and wife, but we must not forget that for a child they will always be mom and dad, his parents! And no matter with whom the spouse was living child, for his future are equally responsible father and mother.

5. The former spouse must be respectful to each other. No insults (because you loved this man, gave birth to his child, so insults at him and humiliating for you, and sorry for the child). Moreover, it is necessary that everyone in the family (and grandmothers and travel to dominica grandfathers, and other family members from both parties) understood this. If father and mother rudely talking to each other and argue about something, the child too nervous. Concern expressed in its refusal to study, in negligence, in the chaotic behavior, aggression and rudeness to others at school.

6. The child is better with the parent who has a less negative with respect to another. The child is better off with a good parent! It should be communicating with both parents. If for any reason, communication is not possible, then the photo Dad (Mom) must be at home in a conspicuous place. A grandfathers (grandmothers), uncles (aunts) should play a more active role in the child's life, creating in his mind for the male specimens (female) behavior.
 

The benefits of mulching heard many owners of private plots. But many people underestimate this exceptional in its effectiveness and benefits of agricultural practices. Hopefully, a personal experience would be more persuasive than appeals from the pages of books.

Mulching - a cover of the soil between plants in any way possible. As the mulch can be used organic - leaf litter, humus, peat, cones, shredded bark, weed out the weeds (not yet inseminated), cover material - sawdust, cardboard, paper, rags, tape, small stones, etc. In short, all that is at hand, just to cover the ground, not to expose her, poor thing, all the vicissitudes of fate. Weed or grass clippings on the lawn should be podvyalit in the air before lay on the bed.

An interesting option, partly replacing traditional mulching - pochvopokrovniki. This is a plant with a very shallow root system capable of rapidly growing, tightening like a carpet between the soil cultivated plants. Of course, they do not have to compete with the main landing for water and food. But for the well-accepted trees, shrubs, perennials, many with strong roots tinned - the formation of surface vegetation - a great option.

Now let us briefly about why it is needed.

1. Mulch creates the perfect plant roots to the air-water regime. The soil does not dry up even in severe drought - under the mulch is always wet. But there is enough air, the roots do not choke and preyut.

2. From this it follows that the mulch allows you to:

a) no water (or, in any case, much less water);

b) does not loosen.

Loosening after irrigation is designed to break the crust that forms on the surface of the soil. And mulch does it for us - without our efforts.

3. Mulch helps to combat weeds st. maarten villas. Of course, the mighty bluegrass layer of sawdust can not win. But in the garden, free from roots particularly vicious and neuboynyh perennial weeds, mulch will backstop against other unwanted settlers. Yes, and long-term boarder complicate life. Especially effective in this regard, the dense cover - foil, cardboard, cloth. Weeds can not get through to the light and die. Their roots go "to feed" crop plants.

4. Mulch eliminates the digging. Healthy, no clogging "persistent" weeds, well-structured soil do not need to dig. And even harmful - the structure is broken. The formation of this structure - a complex process. Here you can highlight the role of rot through crop residues, roots, after which the cavity in the ground remain, "capillaries." On the walls of the condensation of moisture on them soil is saturated with oxygen. So that their value can not be overestimated. Digging destroys them, mulch - save, because the soil beneath it and it remains loose.

By the way, a thick layer of mulch can turn sod, weedy piece of land in full, "breathe", the fertile flower bed. But if it's not "burn" - if a couple of years you can do without landing on this site. Need to expand on it a thick layer of hay and leave. Nature will do it myself. But if you need a bed at once, of course, have to dig in and choose the enemy roots. And then - under the mulch!

5. The mulch protects the plants and fruits from rot and other troubles caused by contact with the ground. Especially indicative strawberries. Judging by the English name of "straw berry" in England it came up with to raise the beds lined with straw. With regard to national experiences in the Krasnodar region, I watched the endless, stretching into the distance ranks of strawberry, covered with a black film.

6. Mulch is material from rot through food for the plants during the growing season. This prolonged feeding, gradually coming for a long time, and no additional effort vegetable grower. Of course, we need common sense. You should not pour on a bed with peat izvestelyubivymi plants. But knowing the needs of a particular plant, it is easy to pick up mulch for his best or at least avoid the error.

7. Mulch is beautiful offshore incorporation. And it's true! Whatever the alleged advocates of "black earth". Unfortunately, especially a lot of weeding and loosening of paladins in the elderly. But for them it is vital to keep the heart and the loins, not peretruzhdatsya in jobs that can be completely avoided. For some time now bare brown earth in the beds, pride or envy my parents, it seems to me an ugly, miserable martyr. In short, there is no accounting for tastes - they are brought up.